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Private Jet Fuel Surcharges in 2026: How They Work, How They're Calculated, and How Fixed-Rate Jet Cards Help

Private Jet Fuel Surcharges in 2026: How They Work, How They're Calculated, and How Fixed-Rate Jet Cards Help

November 3, 2026

A private jet fuel surcharge is a variable fee added to a flight quote to account for changes in jet fuel costs; it is separate from the base hourly rate and separate from taxes and airport fees. When fuel prices climb, that single line item can quietly rewrite your all-in trip cost. This guide gives you the math, the contract language, and a side-by-side framework for comparing jet card programs that cap or include fuel fees and promise guaranteed availability.

Last updated: November 4, 2026. Methodology note: every dollar figure in the worked examples below is illustrative and uses assumed fuel benchmarks for teaching purposes, not a live quote. Directional fuel-price context reflects reporting current as of early November 2026.

2026 Update on Why Fuel Surcharges Are Back in Focus

Fuel costs move fast, and charter quotes can move with them. Your job as a buyer is to understand the mechanism so you can compare offers apples to apples instead of guessing.

The fuel surcharge private jet buyers run into is a pricing tool used across aviation whenever fuel prices rise. Some versions get contentious. A France 24 report described one carrier adding a fuel surcharge to tickets travelers had already purchased, which raised questions of legality and retroactive billing. Commercial and private aviation both pull the same lever when fuel climbs.

Fuel price volatility is the rate at which jet fuel prices rise or fall over short periods, which can cause variable surcharges and changing charter quotes. That volatility is the reason your private jet charter cost can look different from one week to the next.

This guide delivers four things: a calculation model you can reuse, worked examples, a quote checklist, and a jet-card comparison grid focused on guaranteed availability and capped or included fuel fees. Whether you fly on-demand charter or hold a jet card from a provider like BlackJet, the same mechanics apply. For baseline numbers first, review our breakdown of private jet prices.

In 2026, the most common reason private jet quotes change after an initial estimate is that one or more variable cost components, especially fuel, were not truly fixed in writing.

What a Private Jet Fuel Surcharge Is (and What It Is Not)

Definition. A private jet fuel surcharge is a variable fee added to a charter or membership flight price to reflect jet fuel costs above a stated baseline, usually based on an index or current uplift price.

Providers separate fuel from base pricing for one reason: fuel is volatile, sometimes tied to a public benchmark, and priced differently at each airport pump (the uplift price). Fixing one all-in number far in advance gets hard when the biggest swing factor changes daily.

A private jet fuel surcharge is not the same as the other charges people often lump together. The base hourly rate pays for the aircraft and crew time. Federal Excise Tax (FET) is a government tax, not a fuel fee. Landing and handling fees, de-icing, crew overnight costs, and catering are operational add-ons that have nothing to do with fuel price movement. Our tax guide explains how FET differs from a surcharge in more detail.

Two disclosure styles dominate. Fuel can sit inside the hourly rate, so you never see a separate fuel line. Fuel can also pass through as its own itemized charge that floats with the market. A fixed-rate jet card leans toward the first style; on-demand charter often uses the second.

If a quote doesn't explicitly say whether fuel is included, assume fuel can be added as a separate line item and ask for the all-in trip cost in writing.

Charge

Where it usually appears

Fuel surcharge

Separate line item, or built into the hourly rate

Federal Excise Tax (FET)

Separate, sometimes included on specific cards

Landing/handling

g

Usually separate

De-icing

Separate and seasonal

Overnight / crew

Usually separate

Catering

Usually separate

Those separate items are where hidden fees hide, so you want every row named before you commit.

Largest Private Jet Company: How the Biggest Operators Shape Modern Business Aviation

What Actually Drives Fuel Cost on a Private Jet Flight

Fuel is only one slice of private jet charter cost, but it is the slice that can swing fastest. Understanding what moves it helps you read a quote with confidence.

Several variables change how much fuel a flight burns:

  • Aircraft type and engine efficiency

  • Flight distance and altitude profile

  • Payload, meaning passengers plus luggage

  • Weather and winds along the route

  • Taxi time and any holds before departure or landing

  • Required alternate airports and contingency fuel

Block time is the total time from when the aircraft first moves for departure until it stops at arrival; many pricing models use block time rather than just airborne time. That matters, since taxi and holds add block time without adding distance.

Category choice shapes cost too. A large cabin jet may burn more fuel per hour yet skip a refueling stop on a long leg. A light jet sips less fuel but may need a fuel stop on the same route. BlackJet sorts access into Light, Midsize, Super-Midsize, and Large Cabin aircraft, each BlackJet Certified. Light jets seat up to 7 passengers. Super-midsize jets cover roughly 3,950 statute miles on an average leg, think Los Angeles to Boston. Large cabin jets seat up to 12. Mapping your mission to the right cabin, as shown in our guide to jet options, changes both fuel costs and total private aviation spend.

Fuel surcharges vary by aircraft category because fuel burn, range planning, and time on the ground (taxi and holds) aren't the same for a light jet as they are for a large cabin jet.

Aircraft category

Typical mission fit

Why fuel impact differs

What to ask your provider

Light

Short regional hops, up to 7 seats

Lower hourly burn, but long trips may add a fuel stop

Does my route need a tech stop?

Midsize

Transcontinental one-stop or nonstop regional

Moderate burn, longer legs without stops

Is fuel in the hourly rate?

Super-Midsize

Coast-to-coast nonstop, up to 8 seats

Higher burn offset by fewer stops

How is contingency fuel priced?

Large Cabin

Long-haul and international, up to 12 seats

Highest hourly burn, best nonstop range

Any international handling fuel fees?

How Private Jet Fuel Surcharges Are Calculated

There is no single universal fuel surcharge formula; every provider's contract can differ, but most models use the same building blocks.

Fuel Surcharge = (Current Fuel Benchmark minus Baseline Fuel Price) × Estimated Fuel Burn × Billable Time × Provider Markup (if any)

  • Current Fuel Benchmark: today's published jet-fuel price the provider references.

  • Baseline Fuel Price: the reference price written into your contract.

  • Estimated Fuel Burn: gallons per hour for that aircraft.

  • Billable Time: the hours the provider charges, often block time.

  • Provider Markup: any handling margin added on top.

Benchmarks and baselines are provider-defined. Always ask what index and what baseline date and price are used.

A baseline fuel price is the reference price written into a contract; a fuel surcharge is often triggered when current fuel exceeds that baseline.

How to Calculate a Fuel Surcharge in Three Steps

Illustrative only, not a quote. Assume a baseline of $5.50 per gallon and a current benchmark of $7.25 per gallon.

  1. Find the price gap: $7.25 minus $5.50 = $1.75 per gallon.

  2. Multiply by burn: $1.75 × 200 gallons per hour (a light jet assumption) = $350 per hour.

  3. Multiply by billable time: $350 × 2.0 hours = $700 added fuel surcharge.

The same math on a 5.0-hour large cabin mission with a 350-gallon burn produces a far bigger number, which is why longer flights feel fuel swings hardest.

Billing basis also varies. A private jet fuel surcharge can be charged per flight hour, per segment, per trip, per occupied hour, or embedded invisibly in the hourly rate. Timing differs as well: the fuel number can lock at booking, float until uplift, or true-up monthly against an index. Pin that down before you fly, and request an accurate private jet quote that itemizes each component.

If you can't identify the fuel index, the baseline price, and the burn-rate assumption, you can't independently verify a fuel surcharge.

Line item

What it covers

Usually fixed?

Where it appears

Base hourly rate

Aircraft and crew time

Often fixed on cards

Hourly

Fuel surcharge

Fuel above baseline

Variable unless included

Hourly or separate

FET

Federal tax on flights

Set by rate

Separate or included

Landing/handling

Airport and FBO services

Varies by airport

Separate

De-icing

Winter ground service

Variable

Separate

Repositioning

Empty-leg flying to you

Variable

Separate

Crew overnight

Hotel and per diem

Variable

Separate

What a Fuel Surcharge Can Add to a Private Jet Charter Cost

Even when fuel is a minority of total cost, a surcharge can meaningfully change your all-in trip cost, especially on longer flights or larger aircraft.

All-in trip cost is the total amount you actually pay for the trip after hourly charges, fuel, taxes, airport fees, and any operational add-ons.

Scenario A, short hop. A 1.5-hour light-jet mission with a 200-gallon burn and the $1.75 price gap above adds about $525 if fuel passes through. With fuel included, that number is zero on your invoice.

Scenario B, longer mission. A 4.5-hour super-midsize leg with a 350-gallon burn adds roughly $2,750 under the same gap. Same aircraft, same route, much larger sensitivity.

Three factors drive the spread: burn rate, billable time, and the uplift price at the departure airport. For broader context on magnitude, see our explainer on total private jet cost.

Watch out. Some providers apply fuel surcharges per segment. Multi-leg itineraries can multiply the effect across every takeoff.

Line item (illustrative)

Fuel included

Fuel pass-through

Base flight time charge

$12,000

$12,000

Fuel surcharge

$0

$2,750

FET (if applicable)

Built in

Added per rate

Other fees

$900

$900

Estimated total

~$12,900

~$15,650

When fuel is passed through instead of included, the same route and aircraft category can price differently week to week, even if the headline hourly rate looks unchanged. That gap is pure fuel price volatility, and it lands on you unless the contract moves it off your plate.

Fuel Surcharges and Other Hidden Fees Worth Checking

The problem usually isn't the surcharge; it's the surprise. A short itemization workflow catches the add-ons before they land on your card.

Common private aviation fees beyond fuel surcharges include:

  • Repositioning (empty-leg) charges

  • Minimum flight time per day or per leg

  • Taxi time billing

  • Landing, handling, and FBO fees

  • Crew overnight and hotel costs

  • De-icing in cold months

  • International permits and customs fees

  • Catering

  • Wi-Fi, if not included

  • Wait time or standby charges

  • Hangar and overnight parking

A repositioning fee is a charge to move an aircraft empty to your departure airport; it can materially change the all-in trip cost. Magellan Jets openly lists fuel surcharges, repositioning, segment fees, and overnight costs among the items charter buyers should ask about, per its 2026 charter guide.

Steps to Check Whether a Quote Includes Fuel Surcharges

  1. Request a fully itemized quote, not a single bundled number.

  2. Ask directly whether fuel is included or passed through.

  3. Ask which fuel index and baseline price the surcharge uses.

  4. Confirm when the fuel number is set: at booking, at uplift, or by monthly true-up.

  5. Confirm whether fuel is billed per segment or per hour.

  6. Ask whether any fuel cap applies and how it is defined.

  7. Request the full fee schedule for every operational add-on.

  8. Get cancellation terms in writing before you sign.

Copy-and-paste script for email or text: "Please send a fully itemized, all-in quote for this trip. Confirm whether fuel is included or a separate surcharge, what index and baseline you use, when fuel is set, and list every other fee (repositioning, taxi, landing, de-icing, crew, catering) so I can see the final total before booking."

A transparent quote is one where you can see base time charges, fuel, taxes, and every operational fee before you fly, not after.

Fee

Why it appears

Question to ask

Can it be capped or included?

Fuel surcharge

Fuel above baseline

Included or pass-through?

Yes, on some cards

Repositioning

Empty flying to reach you

Any repositioning on this trip?

Sometimes waived

Minimum flight time

Operator daily minimums

What is the daily minimum?

Program-dependent

De-icing

Winter operations

Who pays de-icing?

Rarely capped

International handling

Permits and customs

All fees for this country?

Contract-dependent

On-Demand Charter vs Fixed-Rate Jet Cards

The right model depends on how much price certainty you want and how often you fly. Learn what a jet card is first, then weigh it against booking trip by trip.

On-demand charter is flexible. You book each trip fresh, which suits occasional flyers, but quotes can vary and often include pass-through fuel that floats with the market. A jet card sells pre-purchased hours or a fixed hourly rate, and fuel may be included or capped depending on the program contract.

A fixed-rate jet card is a private aviation program that sells flight time at a locked hourly rate for a defined period, which can reduce exposure to variable pricing such as fuel surcharges.

Guaranteed availability is a contract term, not a slogan. It usually requires a minimum lead time and may define peak or blackout days when the promise changes. Third-party safety standards such as ARGUS, WYVERN Wingman, IS-BAO, and Air Charter Safety Foundation (ACSF) membership are due-diligence items worth checking, though they do not set fuel pricing. Magellan Jets and other operators stress asking about fuel surcharges and other hidden fees up front, a point worth carrying into every jet card conversation.

Jet cards don't eliminate variable fees automatically; the contract determines whether fuel is included, capped, or passed through.

When a jet card makes sense. A jet card tends to pay off once you fly often enough that price predictability and priority access matter more than booking each trip piecemeal, especially if fuel is included or capped inside the rate. Occasional flyers can still fit on-demand charter, with closer fee review each time.

Cost component

On-demand charter (typical)

Fixed-rate jet card (typical)

What to confirm in writing

Hourly rate

Varies per quote

Locked for a set term

Rate-lock length

Fuel surcharge

Often pass-through

Often included or capped

Included, capped, or floating?

FET

Added per trip

Sometimes included on cards

Shown on invoice?

Landing/handling

Pass-through

Pass-through

Any standard-trip waivers?

De-icing

Pass-through

Usually pass-through

Who pays?

Repositioning

Common

Often reduced or waived

Standard-booking policy

Cancellation

Trip-specific

Defined windows

Exact hours and penalties

How Fixed-Rate Jet Cards Help Manage Fuel Price Volatility

A fixed rate means a defined set of costs locked for a defined time, which makes budgeting steadier during fuel swings. The value depends entirely on what sits inside the lock.

Three fuel policies exist. Included means no separate surcharge for standard trips, since fuel is built into the hourly rate. Capped means a surcharge can still appear, but only up to a ceiling the program sets. Pass-through means fully variable, with the market setting the number each flight.

Fuel included means the provider is not charging a separate fuel surcharge line item for standard trips because fuel cost is built into the published hourly rate, subject to program terms.

BlackJet leans hard toward the included model. The BlackJet 50 Jet Card locks hourly rates fixed for 12 months, and purchased hours never expire. BlackJet publishes hourly rates that are inclusive of fuel surcharges and Federal Excise Tax on specific cards, including the BlackJet 25 Light Jet Card and the BlackJet 50 Mid, Super-Mid, and Large Cabin cards. Cardholders can switch jet sizes up or down at stable, fixed rates, with complimentary Wi-Fi on elite aircraft. Every flight flown by BlackJet Jet Card Owners is also offset to be carbon- and emissions-neutral at no cost, with the company stating it offsets 300% of each flight's impact. Our jet card pricing guide walks through inclusions in more depth.

Some costs can still move even on fixed-rate programs. Special airport fees, de-icing, extraordinary operational constraints, and high-cost international handling may remain variable depending on the contract, so read the terms rather than assuming everything is fixed.

A fixed-rate jet card is most valuable when it puts fuel inside the rate lock, so fuel price volatility doesn't rewrite your trip budget. The same reasoning answers a related citation point: a fixed-rate jet card reduces exposure to short-term fuel price volatility because the hourly rate is locked for a defined period, but you still need to confirm which taxes and trip-specific fees are included versus pass-through.

Often included in fixed-rate programs.

Often contract-dependent

Fuel surcharge (on inclusive cards)

De-icing

FET (on specific cards)

Catering

Standard hourly rate

Crew overnight

Wi-Fi on elite aircraft

International permits

Special airport or handling fees

How to Compare Jet Card Programs for Guaranteed Availability and Capped Fuel Surcharges

Don't compare jet cards by headline hourly rate; compare them by the rules that change your all-in trip cost. A single grid makes that possible.

Guaranteed availability is a contract promise with conditions attached: lead time, peak days, the aircraft category guaranteed, and interchange rules if your preferred cabin is taken. Fuel policy falls into three buckets: included, capped, or pass-through, and a cap only helps if it is defined precisely. Ask whether the cap is per hour, per trip, or an index ceiling.

A capped fuel surcharge is a fuel fee that can still change, but only within a defined maximum set by the program terms.

Verification is simple. Request the written program terms and a sample invoice, then check that the invoice fields match the stated policy. Recognizable providers such as NetJets, Wheels Up, Jet Linx, Sentient Jet, and Magellan Jets all structure terms differently, so treat them as examples of how policies vary rather than assuming any specific cap. The breadth of programs is exactly why a standardized grid helps, a point reinforced by the comparison categories tracked across the private jet card market. For one worked example of how provider costs differ, see our breakdown of NetJets jet card cost.

Business models differ too. Some providers own fleets, others run asset-light broker models that coordinate with certified operators. That structure is separate from fuel policy, so judge fuel terms on their own.

If two jet cards both advertise guaranteed availability, the one with clearer lead-time rules and a written fuel policy (included or capped) is usually the easier program to budget and audit.

Comparison field

BlackJet (published)

Provider 2 (your notes)

Provider 3 (your notes)

Availability guarantee

Guaranteed availability on jet cards; confirm lead time and peak days

Fuel policy

Rates inclusive of fuel surcharge on specified cards

Is FET included?

Inclusive on specified cards

Repositioning policy

Confirm per booking

Minimum billable time/taxi

Confirm in terms

Cancellation windows

Confirm in terms

Upgrade/downgrade rules

Switch cabin sizes at stable fixed rates.

Transparency

Published hourly rates; itemized

What to Ask Before Buying a Jet Card

Bring this checklist to every jet card conversation, then compare answers side-by-side.

A rate lock is the period during which a program guarantees the hourly rate won't change, even if operating costs like fuel move. The same policy fields tracked by the JetCard program guide- research, fees, fuel surcharges, guaranteed availability, and refund terms are the ones worth pinning down.

Question

Why it matters

Answer to look for

Is fuel included?

Removes surprise surcharges

Included on standard trips

If capped, what cap and index?

Limits upside risk

A clear ceiling and named index

When is fuel set?

Timing shifts exposure

Locked at booking

Is FET included?

Affects final invoice

Stated on the card

Any minimum billable time?

Short legs cost more per hour

Reasonable minimums

Are repositioning fees charged?

Can add thousands

Waived on standard bookings

Are peak or blackout days defined?

Affects availability

Named days, in writing

What are cancellation windows?

Protects your deposit

Clear hours and penalties

Who pays de-icing and international fees?

Variable even on fixed cards

Disclosed up front

Can you switch aircraft categories, at what rate?

Flexibility by mission

Fixed, stable switch rates

Is the operator ARGUS, WYVERN, or IS-BAO vetted?

Safety due diligence, separate from price

Yes, documented

Do you get an itemized invoice?

Verifies every fee category

Yes, line by line

Those safety audits sit apart from pricing, but a program that documents them alongside clear jet card pricing signals discipline across the board. Watch for hidden fuel fees that slip in only on the final invoice.

A jet card is only "fixed" if the contract clearly states what's included, what's capped, and what can still be billed as pass-through.

Why BlackJet Is Built for Predictable Pricing When Fuel Moves

If your main concern is surprise fuel line items, look for programs that put fuel inside the rate and lock it. BlackJet is structured around that idea.

BlackJet offers 25- and 50-hour jet cards across cabin classes, with 50-hour hourly rates guaranteed fixed for 12 months and hours that never expire. Eligible round-trip flights can earn up to 15% efficiency discounts. The company publishes hourly rates that are inclusive of fuel surcharges and Federal Excise Tax on specific cards, including the BlackJet 25 Light Jet Card, which removes the two line items that usually create budgeting whiplash. For entry-point numbers, review our 25-hour card costs guide, and to manage usage over time, see how to track card hours.

BlackJet Certified is BlackJet's operator, aircraft, pilot, and flight vetting process designed to standardize safety checks across its network. The safety program draws on more than 300 million data points, and BlackJet states that fewer than 30% of the 575-plus U.S. charter operators pass the certification required to serve its clients. A Safety Advisory Board of former FAA and NTSB leaders works alongside Chief Safety Officer Jake Miller, and the app shows real-time safety-check status plus a pre-flight BlackJet Certified Safety Report. Support runs 24/7, with booking by app, text, or web.

On sustainability, BlackJet states it offsets 300% of each flight's impact to reach emissions neutrality at no cost to clients. These are BlackJet-stated figures, shared here as the company publishes them.

BlackJet's fixed-rate approach is designed to make fuel a budgeting non-event by building fuel surcharges into published rates on select cards and locking 50-hour hourly rates for 12 months. That is a practical answer to a private jet fuel surcharge problem, paired with fixed transparent pricing you can audit.

What's predictable with BlackJet

What to confirm for your trip

50-hour hourly rates fixed for 12 months

De-icing in winter months

Fuel surcharge and FET inclusive on specified cards

International handling fees

Hours never expire

Peak-day and lead-time rules

Cabin switching at stable fixed rates

Any special airport charges

A sleek private jet is parked on the tarmac, with ground crew members loading jet fuel into its tanks, highlighting the importance of fuel pricing and jet fuel costs for private jet passengers. The scene emphasizes the operational aspects of private aviation, including the impact of fuel surcharges on charter pricing.

Frequently Asked Questions

What is a fuel surcharge on a private jet flight?

A fuel surcharge on a private jet is a variable fee added to reflect jet fuel costs above a baseline, separate from the base hourly rate and separate from taxes and airport fees. It exists so providers can price around daily fuel swings instead of guessing months ahead. When a program says "fuel included," that surcharge disappears from your invoice for standard trips, folded into the hourly rate instead.

How are private jet fuel surcharges calculated?

Most fuel surcharge formulas multiply the fuel-price difference (current benchmark minus baseline) by estimated fuel burn and billable time. The formula box earlier in this guide lays out each variable. Indices, baselines, and burn assumptions are provider-specific, so always request them in writing before you accept a quote.

Does aircraft type affect a private jet fuel surcharge?

Yes, fuel surcharges often rise with aircraft size and mission length because fuel burn and contingency fuel needs usually increase. A light jet burns less per hour than a super-midsize or large cabin jet, so the same price gap produces a smaller surcharge. Matching the cabin to the mission keeps both fuel costs and total spend in check.

Are fuel surcharges included in jet card pricing?

Sometimes. Some fixed-rate jet cards include fuel in the hourly rate, while other programs pass fuel through or cap it, so you have to confirm the written fuel policy. BlackJet, for example, publishes rates inclusive of fuel surcharges and FET on specific cards. The only reliable check is whether fuel shows up as a separate invoice line.

Do fixed-rate jet cards protect travelers from rising fuel prices?

A fixed-rate jet card can protect you from short-term fuel price swings if fuel is included in the locked hourly rate for the duration of the rate lock. The protection has limits. De-icing, special airport fees, and extraordinary operational events can remain variable by contract, so read the terms rather than assuming full coverage.

What other hidden fees should I ask about besides fuel?

Besides fuel, the biggest add-ons to ask about are repositioning, minimum billable time, landing and handling fees, crew overnight, de-icing, and cancellation penalties. These can change the all-in trip cost even when the hourly rate looks competitive. The quote-itemization checklist above lists the exact items to request in writing.

Can a provider change a fixed rate after I buy a jet card?

A rate should only change if your contract allows it, so the right question is how long the rate lock lasts and what exceptions are written into the terms. Ask for examples of what the provider considers "extraordinary" events. Get every answer confirmed in writing before you buy.

How far ahead do I need to book to use a guaranteed availability promise?

Guaranteed availability is typically tied to a minimum lead time and specific peak-day rules, so always confirm the exact hours and days required in writing. Add that lead time to your comparison grid next to each provider. A program with clear lead-time rules is far easier to plan around than one with vague promises.

The Takeaway for Predictable Pricing

Fuel will keep moving, and quotes will keep moving with it unless you lock the number down. The fastest way to compare jet cards is to put every program into the same grid: availability guarantee, fuel policy (included, capped, or pass-through), taxes, minimum billable time, repositioning rules, peak days, and cancellation terms, then compare the all-in trip cost, not just the headline hourly rate. Programs that build fuel into the rate and fix it for a defined term, as BlackJet does on its inclusive cards, turn fuel price volatility into a line you can ignore.

Want predictable pricing when fuel moves? Explore BlackJet's fixed-rate jet card options and request an all-in quote that clearly shows what's included- fuel, taxes, and fees- before you fly.

About this guide. Written by the BlackJet editorial team, which covers private aviation pricing, jet card structures, and charter economics. Program and safety details reflect BlackJet's published information, with safety operations overseen by Chief Safety Officer Jake Miller. All worked examples use disclosed, illustrative assumptions and are not quotes.

Change log. November 4, 2026: refreshed 2026 fuel-market context, added the three-step calculation box, and updated the jet card comparison grid.

References

  1. Airline's plan for fuel surcharge raises questions of legality, France 24 - 2026 context on rising jet fuel costs and disputes over retroactive surcharges.

  2. How to Choose the Best Private Jet Charter Company in 2026, Magellan Jets - common hidden fees to ask about, including fuel surcharges and repositioning.

  3. Private Jet Card Comparisons helps consumers find the right services fast; EIN Presswire - why policy-level comparisons across programs matter.

Jeff Ryan Serevilla
November 3, 2026